January #98 : Going Under Cover

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Table of Contents

10 Ways to End AIDS (in 10 years)

Happy New You

Political Science

"Prevention" for Positives

Habitats for HIVers

On the Job

Going Under Cover

All the Right Places

2024: AIDS Cured, ex-PWAs Ignored

Trouble Indemnity


Show & Gel

Healthful Humor

Living on Hope


High Resolution: New Year’s Creeds

2004: What’s In, What’s Out?


When Your CD4s Count

New Med on the Shelf

Quick Study: Virus in Vaginas

Strike a Pose

Chicago Hope?

Quick Study: Hep C

Watch Your Mouth


CMV Drug Does Double Duty

Bed Head

Unreality TV


Publisher's Letter

Amazing Race

Most Popular Lessons

The HIV Life Cycle


Herpes Simplex Virus

Syphilis & Neurosyphilis

Treatments for Opportunistic Infections (OIs)

What is AIDS & HIV?

Hepatitis & HIV

email print

January 2004

Going Under Cover

Health insurance premiums and copays can empty a bank account fast?”but going uninsured is no answ

Health insurance premiums and copays can empty a bank account fast—but going uninsured is no answer either. Emergency stopgaps can help HIVers who need coverage now.

AIDS Drug Assistance Programs (ADAPs) provide HIV-related prescription drugs to the low-income un- and underinsured. The federal program is administered locally, and state programs vary. Many ADAPs have insufficient funds to assist all qualifiers, so expect waiting lists, strict eligibility criteria and limited drug formularies. For info on your state’s ADAP, visit www.atdn.org/access/index.html; for general ADAP information: www.projinf.org/org/ADAP.html.

Health Insurance Continuation Program (HICP) pays monthly premiums for ADAP-eligible HIVers in New Jersey. Not all states offer similar programs. To find out if yours does, click on “ADAPs” at www.aegis.com/factshts/network/access/index.html.

For more about COBRA, drop by www.cobrainsurance.com. Your local ASO (www.thebody.com/hotlines/other.html) can also answer coverage questions.

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