Money Management : Paying Off to Move Ahead

POZ - Health, Life and HIV
Subscribe to:
POZ magazine
E-newsletters
Join POZ: Facebook MySpace Twitter Pinterest
Tumblr Google+ Flickr MySpace
POZ Personals
Sign In / Join
Username:
Password:
POZ Focus

Back to home » HIV 101 » POZ Focus » Money Management

Table of Contents


July 30, 2009

Big Top

Financial Planning

Disability Decisions

Paying Off to Move Ahead

Affordable Care

Pharma to the Fore

 
What You're Talking About
It's Time for a TV Dramedy Series About Life With HIV (27 comments)

Let's Kick ASS - AIDS Survivor Syndrome (23 comments)

AHF Campaigns Against PrEP as a 'Public Health Intervention' (20 comments)

Depression, God and Staying Alive... (blog) (15 comments)

True Story - An essay by a gay journalist and author who is tired of living in fear of HIV (13 comments)

Health Care is a Human Right (8 comments)
Most Popular Lessons

The HIV Life Cycle

Shingles

Herpes Simplex Virus

Syphilis & Neurosyphilis

Treatments for Opportunistic Infections (OIs)

What is AIDS & HIV?

Hepatitis & HIV


emailprint

Paying Off to Move Ahead

River Huston, 49, never thought she’d live long enough to face the realities of her mounting debt, let alone the need for retirement savings. Speaking with POZ’s Kellee Terrell, Huston looks to her financial future.

Two years after learning I was HIV positive, I was diagnosed with a rare bone marrow condition and was on and off treatment for almost 13 years.

Dying at any time was a reality, and I lived my life accordingly. I accumulated 42 credit cards, bought a house out of my range, bought an expensive car and tons of stuff, all while paying for my health insurance and HIV meds without help.

Six months ago, I was cured of my bone marrow condition, which was great, but then reality hit me and I fell into a deep depression. I had to face this enormous pile of debt—$70,000 and 30-plus years of paying off a mortgage. My husband and I had to start getting creative. We have cut back on our expenses and have discussed the possibility of selling our house. I called the credit card companies and had them lower the interest rates to help me pay my balances down.

Honestly, I cannot save for the future with a debt this large so we are going to pay it off first. The reality is, I’m going to be working until the day I die.


Search: River Huston, retirement, savings


Scroll down to comment on this story.




Name:

(will display; 2-50 characters)

Email:

(will NOT display)

City:

(will display; optional)

Comment (500 characters left):

(Note: The POZ team reviews all comments before they are posted. Please do not include either ":" or "@" in your comment. The opinions expressed by people providing comments are theirs alone. They do not necessarily reflect the opinions of Smart + Strong, which is not responsible for the accuracy of any of the information supplied by people providing comments.)

Comments require captcha.
Please enter this number for verification:

| Posting Rules



Show comments (0 total)

 
[ Go to top ]

Join POZ Facebook Twitter Google+ MySpace YouTube Tumblr Flickr
Quick Links
Current Issue

HIV Testing
Safer Sex
Find a Date
Newly Diagnosed
HIV 101
Disclosing Your Status
Starting Treatment
Help Paying for Meds
Search for the Cure
POZ Stories
POZ Opinion
POZ Exclusives
Read the Blogs
Visit the Forums
Job Listings
Events Calendar


    Drew949
    South Orange County
    California


    InDefaultOf
    Seattle
    Washington


    usuallyhappy
    Palm Springs
    California


    humboman
    Baltimore
    Maryland
Click here to join POZ Personals!
Ask POZ Pharmacist

Talk to Us
Poll
Have you ever been tested for hepatitis C?
Yes
No

Survey
Pop Watch

more surveys
Contact Us
We welcome your comments!
[ about Smart + Strong | about POZ | POZ advisory board | partner links | advertising policy | advertise/contact us | site map]
© 2014 Smart + Strong. All Rights Reserved. Terms of use and Your privacy.
Smart + Strong® is a registered trademark of CDM Publishing, LLC.