Write a Comment
6 Comments
It is not “like a seatbelt.” Seatbelt are exterior, there for it prevents accident. Pills however, Is an intake to fight viruses. Actions provoking a deadly sickness such as aids or hiv. Insurance company’s would not want to do business with someone that plays with their life.
Poz folks get shut out of these types of insurance too, and there is some pretty shaky reasoning behind it. Maybe if “Poz magazine” actually gave a hoot about Poz people that’d be the topic of discussion. As it is, we’re subjected to this garbage which tries to paint PrEP use as some sort of protected minority status. Lame, pandering article that forsakes both this magazine’s mission and basic objectivity. I’m honestly embarrassed on behalf of Poz Magazine.
Why would someone on prep qualify for disabililty to begin with?
Historically insurance has denied coverage for women.Modalities related to sexual health, birth control etc. E.D. drugs for men, covered. Is this a shock that gay men are being discriminated against? Not really. Having lived with h.i.v. 34 years. Everything insurance related has been probably some of the biggest challenges personally. As sexual behavior and lines are blurred ( str8 men seem to enjoy anal sex, or a lot of them), it's a matter of time unfortunately. We gotta legislate this folks.
Why,.. just critically thinking, if I was to sell a policy to a person ,I want my odds in favor, to pay out. I think in the business world they are stating High Risk, if the person decides not to take their Prep and keep the unprotected sex going on with HIV people. Hence high risk. I think they have the right to manage their policy, not fair , not very cool, but business in the Insurance World, I have learned, in being denied coverage, as an HIV person for life insurance.
JB FSR
Obviously, HIV+ individuals have been shut out when seeking life insurance. This demographic has been virtually unable to provide loved ones with lifetime of protections most every other segment of our society merits. At National Financial Network (NFN) an agency for Guardian Life we are working to bridge this rift. We now offer Whole Life and Term policies. Let me know if I can provide further details. Your questions and concerns will be answered sincerely, honestly, and confidentially. JB.
October 30, 2022 • Long Island