March #186 : Implementing Health Care Reform - by Benjamin Ryan

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Features

Achieving the End

Falling Through the Cracks

From the Editor

Let's Stay Together

Feedback

Letters-March 2013

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Opening New Doors

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Care and Treatment

See You in Six Months?

Studying Risk Factors for Mental Decline

Implementing Health Care Reform

Pregnant Women Struggling With Adherence

GMHC Treatment Issues March 2013

HPV Vaccine May Benefit Women With HIV

Research Notes

Prevention: Latino Epidemic Varies by Region

Treatment: Atripla vs. Stribild and Complera

Cure: A Cat-and-Mouse Vaccine Game

Concerns: Ex-Inmates Aren’t Retained in Care

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The HIV Life Cycle

Shingles

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What is AIDS & HIV?

Hepatitis & HIV


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March 2013

Implementing Health Care Reform

by Benjamin Ryan

President Obama’s re-election means that the Affordable Care Act (the national health care reform law) is on track for implementation on January 1, 2014. Here’s what the new law means for people living with HIV:

States can choose to expand Medicaid to most people with an income up to 138 percent of federal poverty level (FPL). Currently, that means up to $15,400 for an individual or $31,800 for a family of four. And you no longer have to have an AIDS diagnosis or any other disability to qualify for the public insurance program. At press time, nine states were not participating and six were leaning toward opting out of the Medicaid expansion.

States or the federal government will establish health exchanges through which you can compare and purchase private insurance plans. Federal subsidies will be available to you if your income is between 100 and 400 percent of FPL, requiring you to pay between 2 percent of your income toward insurance premiums if you are on the low end of the income spectrum and up to 9.5 percent if you have a higher income.

Also, insurance plans will no longer be able to charge higher premiums based on your health status, drop you because you are sick, or deny you coverage because of a pre-existing condition.

Search: health care reform, medicaid, health care, public insurance

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